We’re the financial partner you’ve always wanted on your team. We have a combined 60 years of experience helping entrepreneurs build and grow; we’ve lent over 6 billion dollars to fund working capital needs. Obstacles? Complications? You name it, we’ve seen it - and overcome it. We love forming long-term relationships with growing companies; we especially love getting to know you, your goals, and your needs. We’ll support your success as long as you need us.

"A Team"Effort

We are more together than we are alone.

Our team is committed to working in lockstep with each other and our clients toward consistent long-term success.

Dare to Give, First

In Latin, "dare" means "to give."

We believe in giving our best, putting our best foot forward, and working with clients who dare to give trust, transparency, and match our best with their own.

Further + Onwards

There is always another improvement to make.

We take a growth mindset approach to our business and our clients' success.

Radical Transparency

We strive to never surprise anyone with anything.

We will always share information − good or bad − with each other and with our clients, explaining every decision we make to the best of our ability.

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COLE HARMONSON
co-founder + CEO

From the very beginning of his career, Cole has recognized the transformative value of factoring and asset-based lending to manage cashflow for growing companies without impacting equity. In 1996, he founded State Bank’s factoring and asset based lending business; when they sold their business in 2007, Cole took the leap into entrepreneurship and founded Far West Capital, which had a successful bank exit in 2018 after supporting hundreds of companies’ growth.

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DEBRA ZUKONIK
co-founder + CCO

Debra Zukonik is a well-known and respected leader in factoring and asset-based lending, with over 30 years’ experience. Her risk-management expertise is unparalleled in the working capital industry. Prior to joining Dare Capital as Chief Credit Officer, she was the President and Partner of Vertex Financial, a leading Texas-based factor, from 2001 to 2017, and served as Chief Credit Officer of BAMFi from 2017 to 2019.